Hitting Them Where It Hurts The Most

The Federal Deposit Insurance Corporation has sued some top executives of the U.S.' biggest savings bank for $900 million, charging them with "reckless lending practices" that, ultimately, did the bank in. This is the kind of aggressive government action that's needed to hold irresponsible individuals accountable for egregious malfeasance in handling financial matters. Since the burden of proof in civil cases is not as high as the one in criminal cases, it's more practical to sue than to indict.

It's also more of a deterrent of future misbehavior, given the fact that these people would rather lose their freedom than their money...

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